Better benefits, lower total cost of care
Give your team preventive, virtual, mental health, and prescription support through a compliant medical benefit structure engineered to reduce spend — with payroll-tax efficiency as a secondary consequence, not the pitch.
Cost control without cutting care
Employer Health Protocol™ is built to protect your budget and your people at the same time.
Measurable cost reduction
A modeled PEPM efficiency that shows up in your total cost of care, quantified before you commit.
Stronger retention
A richer, more usable benefit that helps you attract and keep talent without inflating your budget.
Compliant framework
A documented, substantiated structure designed to align with ERISA, tax, and payroll requirements.
Whole-person support
Preventive, virtual, mental health, prescription, and coaching benefits your people will actually use.
Clear reporting
Transparent visibility into utilization and impact so you can defend the program internally.
Low-friction rollout
A structured implementation that works alongside your existing plan and payroll.
A structured path from model to measurable impact
Discovery & census review
We review your workforce, current spend, and goals to model a realistic PEPM impact.
Design & substantiation
We structure a compliant benefit and assemble the documentation your advisors will want to review.
Launch & measure
We roll out to employees, drive adoption, and report on utilization and cost impact over time.
Estimate your employer savings
Adjust the inputs to model a per-employee-per-month impact for your organization.
Employer savings estimate
Modeled on a per-employee-per-month (PEPM) basis
Adjust to your own modeled figure. PEPM efficiency comes from a compliant, employer-sponsored medical benefit structure — payroll-tax efficiency is a secondary consequence, not the primary driver.
Informational only. This content and any estimates are for general education and are not legal, tax, accounting, ERISA, or payroll advice. Results are illustrative and depend on your inputs. Consult your own qualified advisors before making decisions.
See what a compliant benefit structure could mean for your team
Book a working session with a plan strategist. We will walk your census, model the impact, and map a compliant path forward — no obligation.